FONDS professionell Deutschland, Ausgabe 3/2025
Wie grün darf’s noch sein? Die Versicherer erkennen langsam, dass die Nachfrage nach Nachhaltigkeitsfonds für fondsgebundene Policen abgeflaut ist. ESG-Produkte haben sie aber noch reichlich im Programm. E LQH 3ijDQ]HQZDQG DP 6WDQG DXI GHP )21'6 SURIHVVLRQHOO .21*5(66 %DXPSDWHQVFKDIWHQ RGHU GLH ljQDQ]LHOOH 8QWHUVWĞW]XQJ IĞU HLQH 7URSHQZDOGVWLI- WXQJ (V LVW QRFK QLFKW ODQJH KHU GD OLH- ĕHQ VLFK 9HUVLFKHUHU LPPHU ZLHGHU QHXH 0DUNHWLQJDNWLRQHQ HLQIDOOHQ XP LKU $QJHERW DQ QDFKKDOWLJHQ 6RQGHUYHUPĆ- JHQ IĞU IRQGVJHEXQGHQH 5HQWHQSROLFHQ ]X EHZHUEHQ 'RFK VHLW GHU JURĕH (6* 7UHQG DEJHijDXW LVW XQG EHL YLHOHQ $QOH- JHUQ DQGHUH ,QYHVWPHQWLQWHUHVVHQ HWZD 5ĞVWXQJVDNWLHQ LP 9RUGHUJUXQG VWHKHQ LVW HV LQ 6DFKHQ 1DFKKDOWLJNHLW PLW QHXHQ :HUEHNDPSDJQHQ YRUEHL Ľ*UĞQHĺ )RQGV IĞU 3ROLFHQ KDEHQ GLH 9HUVLFKHUHU DEHU QDFK ZLH YRU LP 3URJUDPP )21'6 SURIHVVLRQHOO ZROOWH DXFK LQ GLHVHP -DKU ZLHGHU LQ (UIDKUXQJ EULQJHQ ZLH GLH )RQGVSROLFHQDQELHWHU LQ SXQFWR (6* DNWXHOO DXIJHVWHOOW VLQG ł XQG ZLH VLH GLH 1DFKKDOWLJNHLWVSUÌIHUHQ]DEIUDJH LQ]ZLVFKHQ EHZHUWHQ ,Q GHU ,QYHVWPHQW- EUDQFKH XQG VHOEVW EHL GHU )LQDQ]DXIVLFKW %DljQ ZLUG GLHVH DXIJUXQG GHU NRPSOH- [HQ 9RUJDEHQ EHNDQQWOLFK OÌQJVW NULWLVFK EHWUDFKWHW 6R KDW GLH 5HGDNWLRQ LP 6RP- PHU ]XP VHFKVWHQ 0DO PHKU DOV 9HUVLFKHUHU JHEHWHQ QHEHQ GHU 9RUVWHO- OXQJ LKUHU DWWUDNWLYVWHQ 3ROLFH IĞU HLQHQ 0XVWHUIDOO VLHKH GHQ %HLWUDJ DE 6HLWH DXFK HLQHQ )UDJHERJHQ UXQG XP GDV 7KHPD 1DFKKDOWLJNHLW DXV]XIĞOOHQ :LH LQ GHQ YHUJDQJHQHQ -DKUHQ EHWHL- OLJWHQ VLFK ZLHGHU DOOH $QELHWHU GLH ELV ]XP 5HGDNWLRQVVFKOXVV GLH 'DWHQ ]X LKUHU 0XVWHUSROLFH ]XU 9HUIĞJXQJ JHVWHOOW KDEHQ DXFK DQ GHU %HIUDJXQJ ]X LKUHP $QJHERW DQ QDFKKDOWLJHQ )RQGV $XI GLHVHQ 6HLWHQ ljQGHQ 6LH GLH ZLFKWLJVWHQ (UJHEQLVVH GHU DNWXHOOHQ 8PIUDJH 16,4 Milliarden Euro ,Q 6XPPH EHOLHI VLFK GDV 9ROXPHQ GDV ]ZĆOI GHU 9HUVLFKHUHU IĞU LKUH 3ROLFHQ LQ (6* )RQGV DQJHOHJW KDEHQ ]XP 6WLFK- WDJ -XOL DXI JXW 0LOOLDUGHQ (XUR 'LH +ÌOIWH GHU $QELHWHU OLHIHUWH ]X GLHVHP 3XQNW OHLGHU NHLQH 'DWHQ ,P 9RUMDKU KDWWHQ YRQ EHIUDJWHQ 9HU- VLFKHUHUQ $QJDEHQ ]X GHP IĞU IRQGVJH EXQGHQH 9HUVLFKHUXQJHQ LQ (6* )RQGV LQYHVWLHUWHQ .DSLWDO JHPDFKW 'DPDOV SHU (QGH -XOL ODJ GDV 9ROXPHQ EHL LQV- JHVDPW 0LOOLDUGHQ (XUR 'DPLW LVW GLH 6XPPH LQQHUKDOE YRQ ]ZĆOI 0RQDWHQ XP IDVW HLQ 9LHUWHO JHVXQNHQ 'DV 0LQXV PDJ ]XP 7HLO HLQHP DEQHK- PHQGHQ ,QWHUHVVH YRQ 3ULYDWDQOHJHUQ DQ QDFKKDOWLJHQ ,QYHVWPHQWV JHVFKXOGHW VHLQ 9RU DOOHP LVW HV DEHU GDGXUFK EHJUĞQGHW GDVV VLFK IĞQI 9HUVLFKHUHU PHKU ]XP IĞU )RQGVSROLFHQ QDFKKDOWLJ DQJHOHJWHQ .DSLWDO JHÌXĕHUW KDWWHQ DOV LQ GLHVHP -DKU (LQ DEVROXW VFKOĞVVLJHU 9HUJOHLFK PLW GHP9RUMDKU LVW DXFK LQ DQGHUHQ DEJHIUDJ- WHQ $VSHNWHQ DXIJUXQG GHU XQWHUVFKLHG- OLFKHQ 'DWHQJUXQGODJHQ QLFKW PĆJOLFK $Q GHU (6* 8PIUDJH KDEHQ VLFK LQ GLH- VHP -DKU ]ZHL $QELHWHU PHKU EHWHLOLJW DOV $Q GHU DNWXHOOHQ (UKHEXQJ QDKPHQ DXĕHUGHP ]XP 7HLO DXFK DQGHUH 8QWHU- QHKPHQ WHLO 'LH 9HUVLFKHUHU &DQDGD /LIH &RQGRU GLH 1ĞUQEHUJHU XQG 6ZLVV /LIH EOLHEHQ DXĕHQ YRU 'DIĞU ZDU GLH $OOLDQ] QDFK HLQHU 3DXVH ZLHGHU GDEHL HEHQVR GLH +DQQRYHUVFKH GLH +DQVH 0HU- NXU GLH +HOYHWLD XQG GLH 95. $XFK GHU Grüne Smoothies gelten als beson- ders gesund. „Grüne“ Fonds und Fondspolicenwaren bei Versiche- rungskunden lange Zeit sehr gefragt. Doch inzwischen ist das Interesse nicht mehr so groß. 276 fondsprofessionell.de 3/2025 FONDSPOLICEN SPEZIAL Nachhaltigkeit FOTO: © AM STUDIO | STOCK.ADOBE.COM
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