FONDS professionell Deutschland, Ausgabe 3/2026

(QWVFKHLGXQJ KDW (ȬHNWH DXI GLH 9HUPĆ - JHQVVLWXDWLRQ DXI GLH /LTXLGLWÌWVVWUĆPH XQG DXI GLH 6WHXHUĺ VR /ĆEEHO )LQDQFLDO 3ODQQLQJ HUODXEH HV GLHVH LP *HVDPW - NRQWH[W ]X YLVXDOLVLHUHQ Ľ8QG GDV LVW GLH &KDPSLRQV /HDJXH ljQGH LFKĺ VDJW GHU )LQDQ]SODQHU Fundierte Ausbildung nötig 8P LQ GLHVHU Ľ&KDPSLRQV /HDJXHĺ PLW - ]XVSLHOHQ EUDXFKHQ )LQDQ]SODQHU HLQH IXQGLHUWH $XVELOGXQJ %XQGHVZHLW ELHWHQ YHUVFKLHGHQH ,QVWLWXWH :HLWHUELOGXQJHQ ]XP )LQDQFLDO 3ODQQHU ]XP *HQHUDWLR QHQEHUDWHU RGHU 1DFKODVVSODQHU DQ $OOHU - GLQJV VLQG OHGLJOLFK IĞQI (LQULFKWXQJHQ YRP GHXWVFKHQ 9HUEDQG GHU )LQDQ] - SODQHU GHP )LQDQFLDO 3ODQQLQJ 6WDQGDUGV %RDUG )36% DNNUHGLWLHUW VLHKH ¶EHU - VLFKW QÌFKVWH 6HLWH 1XU ZHU KLHU VHLQH $XVELOGXQJ DEVROYLHUW NDQQ VLFK GDQDFK YRP )36% ]HUWLlj]LHUHQ ODVVHQ 0LFKDHO /ĆEEHO KDW JOHLFK ]ZHL =HUWL - ljNDWH HU LVW &HUWLljHG )LQDQFLDO 3ODQQHU XQG &HUWLljHG )RXQGDWLRQ DQG (VWDWH 3ODQ - QHU &)(3 Ľ:HQQ PDQ VLFK LQWHQVLY PLW 0HQVFKHQ XQG LKUHP /HEHQ EHVFKÌIWLJW NRPPW IUĞKHU RGHU VSÌWHU GDV 7KHPD DXI ZDV GHQQ JHVFKHKHQ VROO ZHQQ HV HLQHV 7DJHV ]X (QGH LVWĺ VDJW /ĆEEHO $XFK EHL GLHVHQ )UDJHQ ZROOWH HU VHLQHQ .XQGHQ ]XU 6HLWH VWHKHQ Ľ'DKHU KDEH LFK PLFK HQW - VFKLHGHQ GHQ (VWDWH 3ODQQHU QRFK GUDXI - ]XVDWWHOQĺ VDJW HU 'DV ZDU ]HLWDXIZHQGLJ ł ]XPDO DQ DOOHQ IĞQI :HLWHUELOGXQJVLQVWL - WXWHQ GLH $XVELOGXQJ ]XP1DFKODVVSODQHU HUVW PĆJOLFK LVW ZHQQ ]XYRU GHU $EVFKOXVV DOV *HQHUDWLRQHQEHUDWHU HUZRUEHQ ZXUGH ]X %HUXIVELOGHUQ XQG =HUWLljNDWHQ VLHKH .DVWHQ YRULJH 6HLWH Das Thema früh erkannt +HLQ] 5LSSHUJHU KDW GDV 7KHPD 1DFK - ODVVSODQXQJ VFKRQ IUĞK IĞU VLFK HUNDQQW Ľ,FK ZDU VFKRQ YLHOH -DKUH LQ GHU 9HUPĆ - JHQVEHUDWXQJ WÌWLJĺ VDJW GHU %HUHLFKVOHL - WHU *HQHUDWLRQHQEHUDWXQJ XQG 9RUVRUJH LP 3ULYDWH %DQNLQJ EHL GHU 9RONVEDQN 'DUPVWDGW 0DLQ] $OV YRU JXW -DKUHQ GDV 7KHPD )LQDQFLDO 3ODQQLQJ EHL %DQ - NHQ XQG 6SDUNDVVHQ DXINDP ĞEHUOHJWH HU ]XQÌFKVW VLFK LQ GLHVH 5LFKWXQJ IRUW - ]XELOGHQ Ľ6FKRQ GDPDOV ZDU IĞU PLFK NODU GDVV GLH 'LJLWDOLVLHUXQJ GLH %HUDWXQJ LQ GHU =XNXQIW YHUÌQGHUQ ZLUGĺ VDJW 5LSSHU - JHU Ľ%HL 7KHPHQ ZLH (UEHQ 9HUHUEHQ XQG 9HUPĆJHQVQDFKIROJH VWRĕHQ GLJLWDOH /ĆVXQJHQ MHGRFK DQ *UHQ]HQĺ ljQGHW HU :HQQ HV XP )DPLOLH 9HUDQWZRUWXQJ XQG GDV /HEHQVZHUN HLQHV 0HQVFKHQ JHKW VXFKWHQ .XQGHQ HLQHQ YHUWUDXHQVZĞUGL - JHQ $QVSUHFKSDUWQHU Ľ'HVKDOE KDEH LFK PLFK GDPDOV EHZXVVW DXI GLH 1DFKIROJH - SODQXQJ VSH]LDOLVLHUWĺ VDJW 5LSSHUJHU =XZHLOHQ OÌVVW HU VHLQH .XQGHQ PLW HLQHU VSH]LHOOHQ 6RIWZDUH HLQHQ 1DFKODVV - IDOO VLPXOLHUHQ Ľ$Q GHQ (UJHEQLVVHQ NĆQ - QHQ ZLU VHKHQ ZDV PLW GHP 9HUPĆJHQ XQG GHU HLJHQHQ 9HUVRUJXQJ JHVFKHKHQ ZĞUGH ZHQQ DOOH 9HUIĞJXQJHQ VR EOLHEHQ ZLH VLH VLQGĺ HUNOÌUW GHU ([SHUWH Ľ$Q GLH - VHU 6WHOOH JHKW GLH %HUDWXQJ GDQQ ĞEHU GHQ 7RG GHV .XQGHQ KLQDXVĺ VDJW 5LSSHUJHU (VWDWH 3ODQQHU EHZHJHQ VLFK EHL LKUHU $UEHLW UHFKWOLFK RIW DXI HLQHP VFKPDOHQ *UDW 0HLVW NHQQHQ VLH VLFK LP 6WHXHU XQG (UEVFKDIWVUHFKW VHKU JXW DXV 7URW]GHP GĞUIHQ VLH QLFKW ZLH 6WHXHUEHUDWHU 5HFKWV - DQZÌOWH RGHU 1RWDUH KDQGHOQ VLHKH $UWL - NHO DE 6HLWH 'HVKDOE EUDXFKHQ VLH HLQ JURĕHV 1HW]ZHUN DXV ([SHUWHQ DQ GLH VLH LKUH .XQGHQ YHUZHLVHQ ZHQQ VLH VHOEVW QLFKW WÌWLJ ZHUGHQ NĆQQHQ Elefantenrunden Ľ'DV LVW IĞU (VWDWH XQG DXFK IĞU )LQDQ - FLDO 3ODQQHU JDQ] ZLFKWLJĺ VDJW /ĆEEHO Ľ'DV 2SWLPXP VLQG ļ(OHIDQWHQUXQGHQĸ EHL GHQHQ HLQ 6WHXHUEHUDWHU HLQ 5HFKWV - DQZDOW XQG HLQ 1RWDU PLW DP 7LVFK VLW]HQ XQG GLH YHUVFKLHGHQHQ .RPSHWHQ]HQ VLFK JHJHQVHLWLJ HUJÌQ]HQĺ ljQGHW HU 'DPLW )LQDQ] XQG 1DFKODVVSODQHU LKUH .RPSHWHQ]HQ LPPHU DXI GHP QHXHVWHQ 6WDQG KDOWHQ VLHKW GDV )LQDQFLDO 3ODQQLQJ 6WDQGDUGV %RDUG GLH 3ijLFKW ]XU 5H]HUWL lj]LHUXQJ YRU $OOH ]ZHL -DKUH LVW HLQH EHVWLPPWH $Q]DKO YRQ &UHGLW 3RLQWV HLQ - ]XUHLFKHQ GLH EHOHJHQ GDVV GHU )LQDQFLDO RGHU (VWDWH 3ODQQHU VLFK LQ EHVWLPPWHQ YRUJHVFKULHEHQHQ *HELHWHQ DXVUHLFKHQG ZHLWHUJHELOGHW KDW ł XQG VLFK DQ GLH HWKL - VFKHQ *UXQGVÌW]H GHV )36% KÌOW .RPPW 332 fondsprofessionell.de 3/2026 FINANZPLANUNG SPEZIAL Berufsbilder & Ausbildung € FOTO: ©DENISE KÜNZER | FOTOSTUDIO KARL | FPSB DEUTSCHLAND, BERNHARD BRUEHMANN MAINZ | KNIPSIKASTEN | VOLKSBANK DARMSTADT MAINZ Marcel Reyers, Finakons – Finanz Konsilium: „In der Finanzplanung schauenwir nicht punktuell auf einzelne Fragestellungen.“ Heinz Ripperger, Volksbank Darmstadt Mainz: „BeimEstate Planning geht die Beratung sozusagen über den Tod des Kunden hinaus.“

RkJQdWJsaXNoZXIy ODI5NTI=